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The Black Estate App

Plan your legacy, in plain English

Long-term care & your family

Medicaid planning, in plain English

Understand what Medicaid may count, what your family may keep, and why timing matters before you move money or property.

Reference date: October 9, 2026 · U.S. long-term-care Medicaid, not ordinary health coverage or Medicare · Rules can change.

Your state’s Medicaid rules

Choose a state to see its official Medicaid office, long-term-care rule checklist, and available verified state details.

Nursing-home care and home-care programs can have different rules. Age, disability, marriage, care needs, and the program you apply for all matter.

Important notice

The Black Estate App is not a law firm or an attorney and does not give legal advice. We provide self-help forms and plain-English education only. Using this app does not create an attorney-client relationship. Laws differ by state — for complex situations, please talk with a licensed attorney.